:root {
  /* Color System - Finance/Trust Theme */
  --primary: #0a3d5c;
  --primary-light: #155a82;
  --primary-dark: #062a40;
  --secondary: #f8f9fa;
  --accent: #f5a623;
  --accent-dark: #e0941a;
  --accent-light: #fff3d6;
  --success: #2d9a4e;
  --success-light: #e8f6ec;
  --warning: #f5a623;
  --error: #d93025;
  --info: #1a73e8;

  /* Neutral tones */
  --gray-50: #f9fafb;
  --gray-100: #f3f4f6;
  --gray-200: #e5e7eb;
  --gray-300: #d1d5db;
  --gray-400: #9ca3af;
  --gray-500: #6b7280;
  --gray-600: #4b5563;
  --gray-700: #374151;
  --gray-800: #1f2937;
  --gray-900: #111827;

  /* Semantic */
  --text-dark: #1a2332;
  --text-muted: #6b7280;
  --bg-white: #ffffff;
  --bg-light: #f8fafc;
  --bg-section: #ffffff;
  --bg-alt: #f1f5f9;

  /* Spacing */
  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2rem;
  --space-xl: 3rem;
  --space-2xl: 4rem;

  /* Radius */
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;

  /* Shadows */
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 12px rgba(0,0,0,0.1);
  --shadow-lg: 0 12px 32px rgba(0,0,0,0.12);
  --shadow-xl: 0 24px 64px rgba(0,0,0,0.16);

  /* Transitions */
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);

  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  line-height: 1.6;
  color: var(--text-dark);
  background-color: var(--bg-white);
  font-synthesis: none;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  padding: 0;
  background-color: var(--bg-white);
  color: var(--text-dark);
  font-family: inherit;
}

#app {
  width: 100%;
  overflow-x: hidden;
}

/* ---- Navbar ---- */
#mainNav {
  background: rgba(10, 61, 92, 0.95);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.15);
  padding: 1rem 0;
  transition: all var(--transition);
  z-index: 1030;
}

#mainNav.navbar-scrolled {
  background: rgba(6, 42, 64, 0.98);
  box-shadow: var(--shadow-md);
  padding: 0.6rem 0;
}

#mainNav.legal-nav {
  background: #fff;
  box-shadow: 0 2px 12px rgba(6, 42, 64, 0.12);
}

#mainNav.legal-nav .navbar-brand {
  color: var(--primary-dark);
}

#mainNav.legal-nav .nav-link {
  color: var(--primary-dark);
}

#mainNav.legal-nav .nav-link:hover,
#mainNav.legal-nav .nav-link.active {
  color: var(--accent-dark);
}

#mainNav.legal-nav .navbar-toggler {
  border-color: var(--primary-dark);
}

#mainNav.legal-nav .navbar-toggler-icon {
  filter: brightness(0) saturate(100%) invert(13%) sepia(20%) saturate(1320%) hue-rotate(157deg) brightness(88%);
}

.navbar-brand {
  font-weight: 700;
  font-size: 1.4rem;
  color: #fff;
  display: flex;
  align-items: center;
  gap: 0.3rem;
}

.brand-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  background: var(--accent);
  color: var(--primary-dark);
  border-radius: var(--radius-sm);
  font-weight: 800;
  font-size: 1.2rem;
}

.brand-dot {
  color: var(--accent);
}

#mainNav .nav-link {
  color: rgba(255,255,255,0.85);
  font-weight: 500;
  font-size: 0.95rem;
  transition: color var(--transition);
}

#mainNav .nav-link:hover,
#mainNav .nav-link.active {
  color: var(--accent);
}

#mainNav .btn-light {
  background: #fff;
  color: var(--primary);
  border: none;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  padding: 0.5rem 1.2rem;
  transition: all var(--transition);
}

#mainNav .btn-light:hover {
  background: var(--accent);
  color: var(--primary-dark);
  transform: translateY(-1px);
}

/* ---- Hero ---- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 120px 0 60px;
  background: linear-gradient(135deg, #062a40 0%, #0a3d5c 50%, #155a82 100%);
  overflow: hidden;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 20% 50%, rgba(245, 166, 35, 0.15) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(21, 90, 130, 0.3) 0%, transparent 50%);
  pointer-events: none;
}

.hero-content {
  position: relative;
  z-index: 2;
}

.hero-badge {
  display: inline-block;
  background: rgba(245, 166, 35, 0.2);
  color: var(--accent);
  padding: 0.4rem 1rem;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  margin-bottom: 1.5rem;
  border: 1px solid rgba(245, 166, 35, 0.3);
}

.hero-title {
  font-size: 3.5rem;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 1.5rem;
  letter-spacing: -0.02em;
}

@media (max-width: 768px) {
  .hero-title { font-size: 2.2rem; }
}

.hero-subtitle {
  font-size: 1.2rem;
  color: rgba(255,255,255,0.8);
  margin-bottom: 2rem;
  line-height: 1.6;
}

.hero-stats {
  display: flex;
  gap: 2.5rem;
  margin-bottom: 2rem;
  flex-wrap: wrap;
}

.hero-stat {
  display: flex;
  flex-direction: column;
}

.stat-value {
  font-size: 2rem;
  font-weight: 800;
  color: var(--accent);
  line-height: 1;
}

.stat-label {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  margin-top: 0.3rem;
}

.hero-actions .btn {
  border-radius: var(--radius-sm);
  padding: 0.8rem 2rem;
}

.hero-actions .btn-outline-light {
  border-width: 2px;
}

/* ---- Head Form Card ---- */
.head-form-card {
  background: #fff;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  animation: slideUp 0.6s ease;
}

@keyframes slideUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}

.head-form-header {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: #fff;
  padding: 1.5rem;
  text-align: center;
}

.head-form-header h3 {
  font-size: 1.3rem;
  font-weight: 700;
  margin: 0 0 0.3rem;
}

.head-form-header p {
  font-size: 0.9rem;
  margin: 0;
  opacity: 0.85;
}

.head-form-body {
  padding: 1.5rem;
}

.head-form-body .form-label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: 0.3rem;
}

.head-form-body .form-control,
.head-form-body .form-select {
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--gray-200);
  padding: 0.6rem 0.8rem;
  font-size: 0.95rem;
  transition: border-color var(--transition);
}

.head-form-body .form-control:focus,
.head-form-body .form-select:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(245, 166, 35, 0.15);
}

.head-form-body .btn-warning {
  background: var(--accent);
  border: none;
  color: var(--primary-dark);
  border-radius: var(--radius-sm);
  font-size: 1rem;
  padding: 0.8rem;
  transition: all var(--transition);
}

.head-form-body .btn-warning:hover {
  background: var(--accent-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(245, 166, 35, 0.4);
}

.form-feedback {
  min-height: 0;
}

.form-feedback .alert {
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
}

/* ---- Trust Bar ---- */
.trust-bar {
  padding: 3rem 0;
  background: var(--bg-white);
  border-bottom: 1px solid var(--gray-100);
}

.trust-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
}

.trust-icon {
  font-size: 2rem;
}

.trust-text {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gray-700);
}

/* ---- Section Headers ---- */
.section-header {
  margin-bottom: 3rem;
}

.section-badge {
  display: inline-block;
  background: var(--accent-light);
  color: var(--accent-dark);
  padding: 0.3rem 1rem;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  margin-bottom: 1rem;
  text-transform: uppercase;
}

.section-header h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--primary-dark);
  margin-bottom: 0.8rem;
  letter-spacing: -0.02em;
}

@media (max-width: 768px) {
  .section-header h2 { font-size: 1.8rem; }
}

.section-header p {
  font-size: 1.1rem;
  color: var(--text-muted);
  max-width: 600px;
  margin: 0 auto;
}

/* ---- Bank Comparison ---- */
.bank-comparison {
  padding: 5rem 0;
  background: var(--bg-alt);
}

.bank-table {
  background: #fff;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  margin-bottom: 0;
}

.bank-table thead {
  background: var(--primary);
  color: #fff;
}

.bank-table thead th {
  font-size: 0.85rem;
  font-weight: 700;
  padding: 1rem 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  border: none;
  white-space: nowrap;
}

.bank-table tbody tr {
  transition: background var(--transition);
}

.bank-table tbody tr:hover {
  background: var(--bg-light);
}

.bank-table .featured-row {
  background: var(--accent-light);
  position: relative;
}

.bank-table .featured-row:hover {
  background: rgba(245, 166, 35, 0.18);
}

.bank-cell {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.bank-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  min-width: 52px;
  border-radius: 12px;
  font-weight: 800;
  font-size: 0.95rem;
  letter-spacing: -0.5px;
  box-shadow: 0 2px 8px rgba(0,0,0,0.12);
  transition: transform var(--transition);
}

.bank-table tbody tr:hover .bank-logo {
  transform: scale(1.08);
}

.bank-info {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}

.bank-name {
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--text-dark);
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex-wrap: wrap;
}

.top-pick-badge {
  display: inline-block;
  background: var(--accent);
  color: var(--primary-dark);
  padding: 0.15rem 0.5rem;
  border-radius: 50px;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.3px;
  text-transform: uppercase;
  white-space: nowrap;
}

.bank-country {
  font-size: 0.8rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  gap: 0.3rem;
}

.country-flag {
  font-size: 1rem;
  line-height: 1;
}

.rate-cell {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--primary);
}

.bank-rating {
  font-size: 0.9rem;
  color: var(--accent);
  letter-spacing: 1px;
}

.bank-table .btn-warning {
  background: var(--accent);
  border: none;
  color: var(--primary-dark);
  font-size: 0.85rem;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}

.bank-table .btn-warning:hover {
  background: var(--accent-dark);
  transform: translateY(-1px);
}

/* ---- Featured Bank ---- */
.featured-bank {
  padding: 5rem 0;
  background: var(--bg-white);
}

.featured-bank-card {
  background: linear-gradient(135deg, #0a3d5c 0%, #155a82 100%);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  color: #fff;
}

.featured-bank-left {
  padding: 3rem;
}

.featured-bank-right {
  padding: 3rem;
  background: rgba(255,255,255,0.05);
  border-left: 1px solid rgba(255,255,255,0.1);
}

@media (max-width: 991px) {
  .featured-bank-left, .featured-bank-right { padding: 2rem; }
  .featured-bank-right { border-left: none; border-top: 1px solid rgba(255,255,255,0.1); }
}

.featured-badge {
  display: inline-block;
  background: var(--accent);
  color: var(--primary-dark);
  padding: 0.4rem 1rem;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 700;
  margin-bottom: 1rem;
}

.featured-logo-row {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  margin-bottom: 1rem;
}

.bank-logo-lg {
  width: 72px;
  height: 72px;
  min-width: 72px;
  font-size: 1.4rem;
  border-radius: 16px;
  box-shadow: 0 4px 16px rgba(0,0,0,0.2);
}

.featured-logo-row h2 {
  font-size: 2rem;
  font-weight: 800;
  margin: 0;
}

.featured-bank-left h2 {
  font-size: 2rem;
  font-weight: 800;
  margin-bottom: 0.5rem;
}

.featured-rating {
  font-size: 1.2rem;
  color: var(--accent);
  margin-bottom: 1rem;
}

.featured-desc {
  color: rgba(255,255,255,0.8);
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.featured-highlights {
  list-style: none;
  padding: 0;
  margin: 0;
}

.featured-highlights li {
  padding: 0.4rem 0;
  color: rgba(255,255,255,0.9);
  font-size: 0.95rem;
}

.featured-bank-right h3 {
  font-size: 1.3rem;
  font-weight: 700;
  color: #fff;
}

.featured-rates {
  display: flex;
  flex-direction: column;
  gap: 0.8rem;
}

.featured-rate-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1rem 1.5rem;
  background: rgba(255,255,255,0.08);
  border-radius: var(--radius-md);
  transition: all var(--transition);
}

.featured-rate-item:hover {
  background: rgba(245, 166, 35, 0.15);
  transform: translateX(4px);
}

.rate-duration {
  font-size: 1rem;
  color: rgba(255,255,255,0.85);
}

.rate-value {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--accent);
}

.featured-bank .btn-warning {
  background: var(--accent);
  border: none;
  color: var(--primary-dark);
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}

.featured-bank .btn-warning:hover {
  background: var(--accent-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(245, 166, 35, 0.4);
}

/* ---- Calculator ---- */
.calculator-section {
  padding: 5rem 0;
  background: var(--bg-alt);
}

.calculator-card {
  background: #fff;
  border-radius: var(--radius-xl);
  padding: 3rem;
  box-shadow: var(--shadow-lg);
}

@media (max-width: 768px) {
  .calculator-card { padding: 1.5rem; }
}

.calculator-card .form-label {
  font-weight: 600;
  color: var(--gray-700);
  font-size: 0.9rem;
}

.calculator-card .form-control,
.calculator-card .form-select {
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--gray-200);
  transition: border-color var(--transition);
}

.calculator-card .form-control:focus,
.calculator-card .form-select:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(245, 166, 35, 0.15);
}

.calc-result {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  border-radius: var(--radius-lg);
  overflow: hidden;
  height: 100%;
  color: #fff;
}

.calc-result-header {
  padding: 1.5rem;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.calc-result-header h3 {
  margin: 0;
  font-size: 1.2rem;
  font-weight: 700;
}

.calc-result-body {
  padding: 1.5rem;
}

.calc-result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.8rem 0;
}

.calc-label {
  color: rgba(255,255,255,0.7);
  font-size: 0.95rem;
}

.calc-value {
  font-weight: 700;
  font-size: 1.1rem;
  color: #fff;
}

.calc-result-divider {
  height: 1px;
  background: rgba(255,255,255,0.15);
  margin: 0.5rem 0;
}

.calc-result-highlight .calc-value {
  font-size: 1.4rem;
  font-weight: 800;
}

.calc-result-total {
  padding-top: 1rem;
  border-top: 2px solid rgba(255,255,255,0.15);
}

.calc-result-total .calc-value {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--accent);
}

.calc-cta {
  padding: 1.5rem;
  border-top: 1px solid rgba(255,255,255,0.1);
}

.calc-cta .btn-warning {
  background: var(--accent);
  border: none;
  color: var(--primary-dark);
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}

.calc-cta .btn-warning:hover {
  background: var(--accent-dark);
  transform: translateY(-2px);
}

/* ---- How It Works ---- */
.how-it-works {
  padding: 5rem 0;
  background: var(--bg-white);
}

.steps-row {
  margin-top: 2rem;
}

.step-card {
  text-align: center;
  padding: 2.5rem 1.5rem;
  background: var(--bg-light);
  border-radius: var(--radius-lg);
  height: 100%;
  transition: all var(--transition);
  border: 2px solid transparent;
}

.step-card:hover {
  background: #fff;
  border-color: var(--accent);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  background: var(--primary);
  color: #fff;
  border-radius: 50%;
  font-size: 1.5rem;
  font-weight: 800;
  margin-bottom: 1rem;
  transition: all var(--transition);
}

.step-card:hover .step-number {
  background: var(--accent);
  color: var(--primary-dark);
  transform: scale(1.1);
}

.step-card h4 {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--primary-dark);
  margin-bottom: 0.5rem;
}

.step-card p {
  color: var(--text-muted);
  font-size: 0.95rem;
  margin: 0;
}

/* ---- FAQ ---- */
.faq-section {
  padding: 5rem 0;
  background: var(--bg-alt);
}

.faq-accordion {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  background: #fff;
}

.faq-accordion .accordion-item {
  border: none;
  border-bottom: 1px solid var(--gray-100);
}

.faq-accordion .accordion-item:last-child {
  border-bottom: none;
}

.faq-accordion .accordion-button {
  font-weight: 600;
  font-size: 1.05rem;
  color: var(--primary-dark);
  padding: 1.2rem 1.5rem;
  background: #fff;
}

.faq-accordion .accordion-button:not(.collapsed) {
  background: var(--accent-light);
  color: var(--primary-dark);
  box-shadow: none;
}

.faq-accordion .accordion-button:focus {
  box-shadow: none;
  border-color: var(--accent);
}

.faq-accordion .accordion-body {
  padding: 1rem 1.5rem 1.5rem;
  color: var(--gray-600);
  line-height: 1.7;
}

/* ---- CTA Section ---- */
.cta-section {
  padding: 5rem 0;
  background: var(--bg-white);
}

.cta-card {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  border-radius: var(--radius-xl);
  padding: 4rem 2rem;
  text-align: center;
  color: #fff;
  box-shadow: var(--shadow-lg);
}

.cta-card h2 {
  font-size: 2.2rem;
  font-weight: 800;
  margin-bottom: 1rem;
}

.cta-card p {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.8);
  margin-bottom: 2rem;
}

.cta-card .btn-light {
  background: #fff;
  color: var(--primary);
  border: none;
  border-radius: var(--radius-sm);
  font-size: 1.1rem;
  padding: 0.9rem 2.5rem;
  transition: all var(--transition);
}

.cta-card .btn-light:hover {
  background: var(--accent);
  color: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(245, 166, 35, 0.4);
}

/* ---- Footer ---- */
.site-footer {
  background: var(--primary-dark);
  color: rgba(255,255,255,0.7);
  padding: 4rem 0 2rem;
}

.footer-brand {
  font-weight: 700;
  color: #fff;
  margin-bottom: 1rem;
}

.site-footer p {
  font-size: 0.9rem;
  line-height: 1.7;
}

.site-footer h6 {
  color: #fff;
  font-weight: 700;
  margin-bottom: 1rem;
  font-size: 0.95rem;
}

.footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-links li {
  margin-bottom: 0.5rem;
}

.footer-links a {
  color: rgba(255,255,255,0.6);
  text-decoration: none;
  font-size: 0.9rem;
  transition: color var(--transition);
}

.footer-links a:hover {
  color: var(--accent);
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 2rem;
  margin-top: 2rem;
  text-align: center;
}

.footer-bottom a {
  color: rgba(255,255,255,0.6);
  text-decoration: none;
}

.footer-bottom a:hover {
  color: var(--accent);
}

/* ---- Lead Modal ---- */
.lead-modal-content {
  border: none;
  border-radius: var(--radius-lg);
  overflow: hidden;
}

.lead-modal-header {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: #fff;
  padding: 1.5rem;
  border-bottom: none;
}

.lead-modal-header .modal-title {
  font-weight: 700;
  font-size: 1.3rem;
}

.lead-modal-body {
  padding: 2rem;
}

.lead-modal-body .form-label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--gray-700);
}

.lead-modal-body .form-control,
.lead-modal-body .form-select {
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--gray-200);
  padding: 0.6rem 0.8rem;
  font-size: 0.95rem;
}

.lead-modal-body .form-control:focus,
.lead-modal-body .form-select:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(245, 166, 35, 0.15);
}

.lead-modal-body .btn-warning {
  background: var(--accent);
  border: none;
  color: var(--primary-dark);
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}

.lead-modal-body .btn-warning:hover {
  background: var(--accent-dark);
  transform: translateY(-2px);
}

/* ---- Legal Pages ---- */
.legal-page {
  padding: 140px 0 4rem;
  background: var(--bg-white);
  min-height: 100vh;
}

.legal-title {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--primary-dark);
  margin-bottom: 0.5rem;
  letter-spacing: -0.02em;
}

.legal-updated {
  color: var(--text-muted);
  font-size: 0.9rem;
  margin-bottom: 2rem;
}

.legal-content {
  background: var(--bg-light);
  border-radius: var(--radius-lg);
  padding: 3rem;
  line-height: 1.8;
}

@media (max-width: 768px) {
  .legal-content { padding: 1.5rem; }
  .legal-title { font-size: 1.8rem; }
}

.legal-content h2 {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--primary-dark);
  margin-top: 2rem;
  margin-bottom: 0.8rem;
}

.legal-content h2:first-child {
  margin-top: 0;
}

.legal-content h3 {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--gray-700);
  margin-top: 1.5rem;
  margin-bottom: 0.5rem;
}

.legal-content p {
  color: var(--gray-600);
  margin-bottom: 1rem;
}

.legal-content ul {
  color: var(--gray-600);
  padding-left: 1.5rem;
}

.legal-content ul li {
  margin-bottom: 0.4rem;
}

/* ---- Admin Panel ---- */
.login-screen {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  padding: 2rem;
}

.login-card {
  background: #fff;
  border-radius: var(--radius-xl);
  padding: 3rem;
  width: 100%;
  max-width: 420px;
  box-shadow: var(--shadow-xl);
}

.login-header {
  text-align: center;
  margin-bottom: 2rem;
}

.login-header .brand-icon {
  width: 56px;
  height: 56px;
  font-size: 1.8rem;
  margin-bottom: 1rem;
}

.login-header h2 {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--primary-dark);
  margin: 0;
}

.login-header p {
  color: var(--text-muted);
  margin: 0.3rem 0 0;
  font-size: 0.9rem;
}

.login-card .form-label {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gray-700);
}

.login-card .form-control {
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--gray-200);
  padding: 0.7rem 1rem;
}

.login-card .form-control:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(245, 166, 35, 0.15);
}

.login-card .btn-warning {
  background: var(--accent);
  border: none;
  color: var(--primary-dark);
  border-radius: var(--radius-sm);
  font-weight: 700;
  padding: 0.8rem;
  transition: all var(--transition);
}

.login-card .btn-warning:hover {
  background: var(--accent-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(245, 166, 35, 0.4);
}

.login-feedback {
  min-height: 0;
}

.login-footer {
  text-align: center;
  margin-top: 1.5rem;
}

.login-footer a {
  color: var(--text-muted);
  text-decoration: none;
  font-size: 0.9rem;
}

.login-footer a:hover {
  color: var(--primary);
}

/* Admin Topbar */
.admin-topbar {
  background: var(--primary-dark);
  padding: 1rem 0;
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: var(--shadow-md);
}

.admin-brand {
  font-weight: 700;
  color: #fff;
  font-size: 1.1rem;
  display: flex;
  align-items: center;
  gap: 0.3rem;
}

.admin-badge {
  background: var(--accent);
  color: var(--primary-dark);
  padding: 0.2rem 0.6rem;
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 700;
  margin-left: 0.5rem;
}

.admin-user {
  display: flex;
  align-items: center;
}

.admin-email {
  color: rgba(255,255,255,0.7);
  font-size: 0.9rem;
}

.admin-body {
  padding: 2rem 0;
  background: var(--bg-alt);
  min-height: calc(100vh - 60px);
}

/* Stat Cards */
.stat-card {
  background: #fff;
  border-radius: var(--radius-md);
  padding: 1.5rem;
  display: flex;
  align-items: center;
  gap: 1rem;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
  border-left: 4px solid var(--gray-300);
}

.stat-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.stat-card-blue { border-left-color: var(--info); }
.stat-card-orange { border-left-color: var(--accent); }
.stat-card-purple { border-left-color: #7c3aed; }
.stat-card-green { border-left-color: var(--success); }

.stat-icon {
  font-size: 2rem;
}

.stat-info {
  display: flex;
  flex-direction: column;
}

.stat-number {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--primary-dark);
  line-height: 1;
}

.stat-label {
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* Leads Table */
.leads-table-wrapper {
  background: #fff;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.leads-table {
  margin-bottom: 0;
}

.leads-table thead {
  background: var(--primary);
  color: #fff;
}

.leads-table thead th {
  font-size: 0.8rem;
  font-weight: 700;
  padding: 1rem 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  border: none;
  white-space: nowrap;
}

.leads-table tbody tr {
  transition: background var(--transition);
}

.leads-table tbody tr:hover {
  background: var(--bg-light);
}

.status-badge {
  display: inline-block;
  padding: 0.3rem 0.8rem;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 600;
}

.status-neu {
  background: #e3f2fd;
  color: #1565c0;
}

.status-kontaktiert {
  background: #fff3d6;
  color: #e0941a;
}

.status-angebot {
  background: #ede9fe;
  color: #7c3aed;
}

.status-abgeschlossen {
  background: var(--success-light);
  color: var(--success);
}

/* ---- Bootstrap Overrides ---- */
.btn-warning {
  background: var(--accent);
  border-color: var(--accent);
  color: var(--primary-dark);
}

.btn-warning:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
}

.text-success {
  color: var(--success) !important;
}

.text-warning {
  color: var(--accent) !important;
}

/* ---- Responsive ---- */

/* Mobile-only bank card elements (hidden on desktop) */
.bank-mobile-rates,
.bank-mobile-footer {
  display: none;
}

/* Prevent any horizontal overflow */
html, body {
  max-width: 100%;
  overflow-x: hidden;
}

img, video, svg, canvas {
  max-width: 100%;
}

/* Tablet and below */
@media (max-width: 991px) {
  .hero {
    min-height: auto;
    padding: 100px 0 40px;
  }
  .hero-stats {
    gap: 1.5rem;
  }
  .stat-value { font-size: 1.5rem; }
  .hero-content .row {
    --bs-gutter-y: 2rem;
  }
  .head-form-card {
    margin-top: 1rem;
  }
  .featured-bank-card .row.g-0 {
    --bs-gutter-y: 0;
  }
}

/* Mobile navbar */
@media (max-width: 991px) {
  #mainNav .navbar-collapse {
    background: rgba(10, 61, 92, 0.98);
    margin-top: 0.8rem;
    border-radius: var(--radius-md);
    padding: 1rem;
  }
  #mainNav.navbar-scrolled .navbar-collapse {
    background: rgba(10, 61, 92, 0.98);
  }
  #mainNav .navbar-nav {
    gap: 0.3rem;
  }
  #mainNav .nav-item .btn-light {
    width: 100%;
    text-align: center;
    margin-top: 0.5rem;
  }
}

/* Phone and below */
@media (max-width: 768px) {
  /* Hero */
  .hero-title { font-size: 1.9rem; }
  .hero-subtitle { font-size: 1rem; }
  .hero-badge { font-size: 0.75rem; padding: 0.3rem 0.8rem; }
  .hero-stats {
    gap: 1rem;
    margin-bottom: 1.5rem;
  }
  .stat-value { font-size: 1.3rem; }
  .stat-label { font-size: 0.75rem; }
  .hero-actions {
    display: flex;
    flex-direction: column;
    gap: 0.6rem;
  }
  .hero-actions .btn {
    width: 100%;
    margin: 0 !important;
    padding: 0.7rem 1.5rem;
    font-size: 0.95rem;
  }
  .hero-actions .btn-outline-light {
    border-width: 1.5px;
  }

  /* Section headers */
  .section-header h2 { font-size: 1.5rem; }
  .section-header p { font-size: 0.9rem; }
  .section-header { margin-bottom: 2rem; }
  .section-badge { font-size: 0.7rem; }

  /* Bank comparison — switch to card layout */
  .bank-comparison { padding: 3rem 0; }
  .bank-table thead { display: none; }
  .bank-table, .bank-table tbody, .bank-table tr, .bank-table td {
    display: block;
    width: 100%;
  }
  .bank-table tbody tr {
    background: #fff;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    margin-bottom: 1rem;
    padding: 1rem;
    border: none !important;
  }
  .bank-table tbody tr.featured-row {
    background: var(--accent-light);
    border: 2px solid var(--accent) !important;
  }
  .bank-table td {
    display: none;
    border: none;
    padding: 0;
  }
  .bank-table td:first-child {
    display: block;
    padding: 0;
  }
  .bank-cell {
    margin-bottom: 0.8rem;
  }
  .bank-logo {
    width: 44px;
    height: 44px;
    min-width: 44px;
    font-size: 0.8rem;
  }
  .bank-name { font-size: 0.95rem; }
  .bank-country { font-size: 0.75rem; }

  /* Mobile card rate grid */
  .bank-mobile-rates {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 0.4rem;
    margin-bottom: 0.8rem;
  }
  .bank-mobile-rate {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.2rem;
    background: var(--bg-light);
    border-radius: var(--radius-sm);
    padding: 0.5rem 0.2rem;
  }
  .featured-row .bank-mobile-rate {
    background: rgba(255,255,255,0.6);
  }
  .bank-mobile-rate-label {
    font-size: 0.65rem;
    color: var(--text-muted);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.3px;
  }
  .bank-mobile-rate .rate-cell {
    font-size: 0.8rem;
    font-weight: 700;
  }

  /* Mobile card footer */
  .bank-mobile-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 0.6rem;
    border-top: 1px solid var(--gray-100);
  }
  .bank-mobile-footer .bank-rating { font-size: 0.8rem; }
  .bank-mobile-footer .btn { font-size: 0.8rem; padding: 0.35rem 0.9rem; }

  /* Featured bank */
  .featured-bank { padding: 3rem 0; }
  .featured-bank-left, .featured-bank-right { padding: 1.5rem; }
  .featured-bank-card { border-radius: var(--radius-lg); }
  .featured-logo-row { gap: 1rem; }
  .bank-logo-lg { width: 56px; height: 56px; min-width: 56px; font-size: 1.1rem; }
  .featured-logo-row h2, .featured-bank-left h2 { font-size: 1.5rem; }
  .featured-desc { font-size: 0.9rem; }
  .featured-highlights li { font-size: 0.85rem; padding: 0.3rem 0; }
  .featured-rate-item { padding: 0.7rem 1rem; }
  .rate-duration { font-size: 0.85rem; }
  .rate-value { font-size: 1.2rem; }
  .featured-bank-right h3 { font-size: 1.1rem; }

  /* Calculator */
  .calculator-section { padding: 3rem 0; }
  .calculator-card { padding: 1.25rem; border-radius: var(--radius-lg); }
  .calculator-card .row { --bs-gutter-y: 1.5rem; }
  .calc-result { border-radius: var(--radius-md); }
  .calc-result-header { padding: 1rem; }
  .calc-result-header h3 { font-size: 1rem; }
  .calc-result-body { padding: 1rem; }
  .calc-result-row { padding: 0.5rem 0; }
  .calc-label { font-size: 0.85rem; }
  .calc-value { font-size: 0.95rem; }
  .calc-result-highlight .calc-value { font-size: 1.1rem; }
  .calc-result-total .calc-value { font-size: 1.25rem; }
  .calc-cta { padding: 1rem; }

  /* How it works */
  .how-it-works { padding: 3rem 0; }
  .step-card { padding: 1.5rem 1rem; }
  .step-number { width: 44px; height: 44px; font-size: 1.2rem; }
  .step-card h4 { font-size: 1.05rem; }
  .step-card p { font-size: 0.85rem; }

  /* FAQ */
  .faq-section { padding: 3rem 0; }
  .faq-accordion .accordion-button { font-size: 0.9rem; padding: 1rem 1rem; }
  .faq-accordion .accordion-body { padding: 0.8rem 1rem 1.2rem; font-size: 0.85rem; }

  /* CTA */
  .cta-section { padding: 3rem 0; }
  .cta-card { padding: 2rem 1.25rem; border-radius: var(--radius-lg); }
  .cta-card h2 { font-size: 1.4rem; }
  .cta-card p { font-size: 0.95rem; }
  .cta-card .btn-light { font-size: 0.95rem; padding: 0.7rem 1.8rem; width: 100%; }

  /* Trust bar */
  .trust-bar { padding: 2rem 0; }
  .trust-icon { font-size: 1.6rem; }
  .trust-text { font-size: 0.8rem; }

  /* Footer */
  .site-footer { padding: 2.5rem 0 1.5rem; }
  .footer-bottom { padding-top: 1.5rem; margin-top: 1.5rem; }

  /* Lead modal */
  .lead-modal-body { padding: 1.25rem; }
  .lead-modal-header { padding: 1rem; }
  .lead-modal-header .modal-title { font-size: 1.1rem; }

  /* Legal pages */
  .legal-page { padding: 100px 0 2rem; }
  .legal-title { font-size: 1.5rem; }
  .legal-content { padding: 1.25rem; border-radius: var(--radius-md); }
  .legal-content h2 { font-size: 1.15rem; }
}

/* Small phones */
@media (max-width: 380px) {
  .hero-title { font-size: 1.6rem; }
  .bank-mobile-rates {
    grid-template-columns: repeat(3, 1fr);
  }
  .bank-mobile-rate:nth-child(4),
  .bank-mobile-rate:nth-child(5) {
    grid-column: span 1;
  }
  .stat-value { font-size: 1.1rem; }
  .hero-stats { gap: 0.6rem; }
  .section-header h2 { font-size: 1.3rem; }
  .cta-card h2 { font-size: 1.2rem; }
  .featured-logo-row h2, .featured-bank-left h2 { font-size: 1.3rem; }
}